The AI Accounting Preconditioner
We don't replace your accounting system. We make it faster.
Our AI creates a clean data layer between your bank statements and accounting software, standardizing vendors and pre-reconciling transactions so your existing tools work dramatically better and faster.
Time comparison for Checking in QuickBooks
Based on 3 statements with 59 transactions
Why customers love the platform
...absolutely amazing! Total game changer for me actually. Thank you so much.
All Banks, All Currencies
We support all financial institutions worldwide
Our system automatically detects and processes transactions in any currency, from any bank. Perfect reconciliation regardless of your bank's location.
This is a representative list. Badbank AI processes all major global currencies.
Why PDFs Are The Global Standard
All banks provide PDFs, few support direct connections
Banks and payment platforms worldwide favor PDFs for long-term availability, security, and complete data. Badbank AI turns them into perfect accounting data in seconds.
OFX Direct Connect Limitations
- ✕Only 5% of banks worldwide support OFX
- ✕Only 15% of US banks support OFX
- ✕Third-party bank connections pose significant security risks to businesses
- ✕OFX data provides no refinement — it's simply the bad-bank-data delivered via another format
- ✕OFX connections are not visible to users, making them difficult to manage and debug
- ✕Generally limited to just 90 days of history
- ✕OFX data does not map to specific monthly statements causing reconciliation issues
- ✕Non-unique transaction IDs cause duplicates and drops
- ✕US small business use of accounting software has declined from 85% to 68% in the past year*
Banks like Apple Card (Goldman Sachs) provide PDFs only, recognizing their security and completeness.
Badbank AI - PDF Advantages
- ✓Works with all banks worldwide, not just the 5% supporting OFX
- ✓PDFs are transparent and easily managed by users, unlike hidden OFX connections
- ✓PDFs are more secure and contain richer information than OFX data formats
- ✓Access 2+ years of credit card history and 7+ years of checking history
- ✓Power users can process multiple groups of up to 48 PDFs simultaneously for fast, efficient management
- ✓Payment platform statements, Amazon, Costco receipts and other source documentation are easily converted to PDF for import
- ✓Pre-reconciles transactions to statement balances for zero errors
- ✓Standardizes vendor names for perfect rule matching in accounting software
- ✓Enables the 43-45% of small businesses using spreadsheets to process their financial data easily*
- ✓Provides legally valid source documentation required for audit trails and financial recordkeeping
Example: "AMZN Mktp US*RT8KL9P2N" becomes simply "Amazon" for flawless categorization.
Optional Features for Simplicity
Dramatically Reduce Transaction Volume
Our advanced renaming and aggregation features let you simplify your data. Map vendors to categories like "Supplies" or "Personal" and combine similar transactions for cleaner books.
Two-Step Vendor Processing
First, our AI automatically standardizes messy vendor names. Then, you can optionally map these to categories.
Step 1: AI Vendor Identification
AMZN Mktp US*ZX6VU5K72 → Amazon
Step 2: Optional Category Mapping
Amazon → Supplies
Transaction Aggregation
Combine multiple transactions from the same vendor into a single monthly entry.
Before: 15 individual Starbucks transactions
After: 1 combined monthly entry
Try Badbank Free
Join users around the world who save time with Badbank AI. Start with our free plan to see the benefits for yourself.